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The following tuition and fees are required of all full-time students. The amounts shown are for the entire year, half of them due at the beginning of each semester (August and January). Students will not graduate or receive grades or transcripts of records unless all financial obligations have been met.
Saint Michael’s reserves the right to change various prices and policies without prior notice. The College will, however, make every effort to notify schools, students and prospective students of significant changes.
Undergraduate Tuition and Fees
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Application Fee—An application fee of $50 is charged to all applicants. This fee is not refundable and must be paid before the application is processed.
Deposits—When a student is accepted for matriculation at Saint Michael’s College he/she will be asked to make a guarantee deposit of $500 within a specified time after receiving notice of acceptance. This deposit will be applied to the initial semester’s tuition bill. This fee is not refundable.
Returning students will make a deposit of $500 to pre-register for courses and to partake in room draw in March. This amount will be credited to the student’s account as partial payment of charges when billed.
If a student withdraws prior to June 30, one-half of the deposit will be refunded. If the withdrawal is after June 30, the entire deposit is non-refundable. Withdrawals are effective on the date the Registrar receives written notification from the student.
Annual College Expenses (Academic Year 2013-2014)
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Tuition (all students) |
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$38690 |
Student Activities Fee (includes student social activities) |
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$ 325 |
Traditional Residence Fee |
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$ 9725 |
Total |
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$48740 |
Students registered for 12 credit hours or more are considered full-time students and their estimated expenses are listed in the fee schedule. Students registered for less than 12 credits and living off campus are charged per credit. This charge is $1290 per credit or audit. On-campus residence is normally made available to full-time students only. Students residing on campus, even if in part-time status, will be required to pay the full-time tuition rate.
Registration for credit hours in excess of 18 is rare and must be approved by the Associate Dean of the College. Any non-first-year student with a cumulative grade point average of 3.7 or higher may petition the Associate Dean of the College to take more than eighteen credits at a flat charge of $600. This charge will be waived for overload credits in musical performance (MU 261/262, MU 361/362, MU 372, MU 374, MU 375, MU 377, MU 378) and/or Military Studies (MS).
Students may enroll in a course on an “Audit” basis, for no academic credit during the first two weeks of the semester, with the approval of the course instructor. The fee for auditing a course is one-half the tuition fee, unless it is being taken as part of a full-time courseload, in which case there is no fee. Students may audit only one course per semester (a maximum of four full courses and one audit). The audit is recorded on the student’s academic record as “AU”, but no grade or credits are assigned. The expectations of the audit are established by the instructor, who will verify successful completion of the audit to the Registrar at the end of the semester. An auditor is expected to attend classes, but is not required to complete assignments or to take examinations, unless the instructor requires this level of work.
For the traditional residence facilities, the fee is $9,725 for the year, payable as $4,862.50 per semester. This includes an unlimited number of meals in the dining hall.
Residence fees for on-campus apartment facilities are $7,590 per year but only include 40 meals per semester. Alternatively, students living in the apartment facilities may pay $9,725 per year for unlimited dining privileges.
Some courses or programs involve extraordinary time, facilities or supplies by the institution. These may include laboratory sciences, journalism, psychology, music, studio art, private lessons (Cooperating Artists) and independent study/research. Students enrolling in some of these courses are charged additional course-related fees to help defray costs. Applicable fees appear with each semester’s course schedule.
There is a Student Activities Fee of $325. A portion of the proceeds is used to support MOVE, Wilderness, and other signature programs at Saint Michael’s College. The Student Association manages a budget for other activities and clubs, as well as targeted charitable donations, as designated by the students.
A graduation fee of $150, charged to all seniors, covers the expenses of the diploma, a cap and gown for commencement, and the yearbook. This fee is payable even if a graduate does not attend the commencement exercises.
The College reserves the right to withhold registration material, the degree, and all information regarding the record, including transcript of any student who is in arrears in the payment of fees or other charges, including student loans and dining and housing charges.
Students may, without charge or penalty, request a change of course or section up to and including the seventh class day in any given semester.
Saint Michael’s College requires that every student enrolled for 12 or more credits, or housed on-campus, have medical insurance coverage—either a personal policy, or the one offered by the College. The Saint Michael’s Student Health Insurance currently has a $1330 annual premium. New premium rates are set annually. The College reserves the right to adjust the rate when policy changes occur. Details of the Insurance plan will be sent to students in June.
Students are automatically enrolled in the Saint Michael’s Student Health Insurance program without exception unless they are already covered under another policy. In that case, students can activate a waiver of the purchase of the SMC student medical insurance by completing the Medical Insurance Waiver Form, by the deadline of July 31. Waiver cards from prior years do not carry forward. No other documentation is acceptable as proof of alternative coverage.
Textbooks and Supplies
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Students are responsible for purchasing their own textbooks and supplies which are available in the Saint Michael’s College Store. The estimated cost of all textbooks and supplies for the academic year is approximately $1,400. This amount will vary according to each program of study in which the student is enrolled.
Saint Michael’s College payment policy calls for all charges to be paid in full by the due date reflected on the billing statement, or at the very latest, prior to the first day of classes. Accounts with past due status may prevent a student from attending classes, participating in room draw and registering for subsequent semesters.
It is important to note that balances may change over the course of the semester as new charges are added for such things as lab fees, damage charges, traffic fines, etc. Saint Michael’s College will send out periodic billing statements during the academic year to communicate those changes.
Saint Michael’s College mails all billing correspondence in the student’s name to their home address. It is the student’s responsibility to inform the College if an address other than home should be used for billing purposes. Someone other than the student may be designated as the primary billing contact person; however, the student must complete the Release of Billing Information Form to authorize this request.
The following payment options are available for Saint Michael’s students:
Electronic Payments can be made by using the Online Payment Center on the Saint Michael’s College website.
Pay by check in person:
Cashier’s Office in Alliot Hall, Room 207, Monday-Friday, 9:00am -3:00pm; or at Student Financial Services in Founders Hall, Room 149, 8:00am-12:00pm and 1:00pm to 4:30pm.
Payment Plan Options:
Tuition Pay
800.635.0120 or online at www.tuitionpayenroll.com
Refund Policies for Enrolled Students
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Credit balances for enrolled students will remain on the account unless requested by the student. Refunds are issued within three weeks of the request and will be issued to the primary billing contact, as designated by the student, unless otherwise directed in the refund request. For accounts with Title IV monies in excess of allowable charges, the excess funds will be refunded to the student with 14 business days.
Refund Policies for Withdrawn Students
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Students who withdraw or take a leave of absence during the semester will be eligible for a refund of tuition and fees in accordance with the following schedule:
Length of Enrollment |
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Percentage Refunded
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Prior to the first day of class |
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100%
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Within the first week of classes |
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90%
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Within the second week of classes |
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75%
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Within the third week of classes |
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50%
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Within the fourth week of classes |
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25%
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After the fourth week of classes |
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0%
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Weeks are measured from Monday through Sunday when classes begin on Monday. When classes begin on Tuesday, the week is measured from Tuesday through Monday. Room and board will be pro-rated on a daily basis. Withdrawals must be approved by the Associate Dean of your College and processed through the Registrar before refunds will be processed. Students offered a Saint Michael’s College scholarship or grant will forfeit a percentage of their award equal to the percentage at which the tuition charges are refunded. Students with Title IV federal aid, who withdraw before the 60% midpoint of the semester, will have their federal aid recalculated according to the Federal Return of Title IV Aid policy. Students may be eligible to receive some of the federal aid based upon the percentage of the term completed. Saint Michael’s College may be required to return Federal Funds, they will be returned in the following order: Federal Direct Unsubsidized Loan, Federal Direct Subsidized Loan, Federal Perkins Loan, Federal Direct Graduate Plus, Federal Direct Parent Plus, Federal Supplemental Education Opportunity Grant, Federal Pell Grant. In some cases, students may owe Saint Michael’s College a balance due as a result of the returned federal aid.
The last day of the add/drop period is the last day a student may add a class, and the date after which the student is “in” the class for the semester. If a student withdraws from a class after the add/drop period, the class will appear on the students academic record. Remaining enrolled beyond this date confirms the “purchase” for the entire semester. If a student formally withdraws within the subsequent two weeks, he or she will receive a grade of “WD”.
Tuition Refund Insurance
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As a supplement to the College Refund Policy, we offer an insurance program called the Tuition Refund Plan (TRP), through A.W.G. Dewar, Inc. For more information you can visit them on the web at www.tuitionrefundplan.com.
A.W.G. Dewar, Inc.
Phone: 617.774.1555
Tuition Refund Plan Application
The TRP provides coverage for tuition, activity fee, and room and meal charges. Benefits paid under the TRP have provided a useful resource for students who have withdrawn for medical reasons.
Tuition and fees are the student’s responsibility to pay in full. If a student separates from the College with a past due balance, without making payment arrangements with Student Financial Services, the account will be subject to collection procedures. Collection activity may include referral to a collection agency, reporting to the credit bureau, denial of future Saint Michael’s College aid, and denial of all college services including access to classes. Associated collection costs, including reasonable attorney fees will be the responsibility of the account holder to the extent permitted by applicable law. Diplomas of graduating students will not be released and requests for grades and transcripts will not be honored until the account is fully paid.
Small short-term loans are made available, without interest, to students who experience unexpected emergencies. For further information contact Student Financial Services. |