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    Saint Michael's College
   
 
  Sep 23, 2017
 
 
    
2009-2010 Undergraduate Catalog [Archived Catalog]

Financial Information


Click on a link to be taken to the entry below.

The following tuition and fees are required of all full-time students. The amounts shown are for the entire year, half of them due at the beginning of each semester (August and January). Students will not graduate or receive grades or transcripts of records unless all financial obligations have been met.

Saint Michael’s reserves the right to change various prices and policies without prior notice. The College will, however, make every effort to notify schools, students and prospective students of significant changes.


Undergraduate Tuition and Fees

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Application Fee—An application fee of $50 is charged to all applicants. This fee is not refundable and must be paid before the application is processed.
Deposits—When a student is accepted for matriculation at Saint Michael’s College he/she will be asked to make a guarantee deposit of $500 within a specified time after receiving notice of acceptance. This deposit will be applied to the initial semester’s tuition bill. This fee is not refundable.

Returning students will make a deposit of $500 to pre-register for courses and to partake in room draw in March. This amount will be credited to the student’s account as partial payment of charges when billed.

If a student withdraws prior to June 30, one-half of the deposit will be refunded. If the withdrawal is after June 30, the entire deposit is non-refundable. Withdrawals are effective on the date the Registrar receives written notification from the student.

Annual College Expenses (Academic Year 2009-2010)

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Tuition (all students)   $32940
Student Activities Fee (includes student social activities)   275
Traditional Residence Fee   8280
Total   $41495

Tuition

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Students registered for 12 credit hours or more are considered full-time students and their estimated expenses are listed in the fee schedule. Students registered for less than 12 credits and living off campus are charged per credit. This charge is $1100 per credit or audit. On-campus residence is normally made available to full-time students only. Students residing on campus who drop from full-time to part-time status will be required to pay the full-time tuition rate.

The charge for credits in excess of 18 in a semester will be $550 per credit. Registration for credit hours in excess of 18 must be approved by the Assistant Dean of the College. Any non-first-year student with a cumulative grade point average of 2.5 or higher may petition the Assistant Dean of the College to take more than eighteen credits. This charge will be waived for overload credits in musical performance (MU 372, MU 374, MU 375, MU 377, MU 378) and/or Military Studies (MS).

Residence Fees

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For the traditional residence facilities, the fee is $8,280 for the year, payable as $4,140 per semester. This includes an unlimited number of meals in the dining hall.

Residence fees for on-campus apartment facilities are $6,460 per year but only include 40 meals per semester. Alternatively, students living in the apartment facilities may pay $8,280 per year for unlimited dining privileges.

Fees

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Some courses or programs involve extraordinary time, facilities or supplies. These may include laboratory sciences, journalism, psychology, music, studio art, private lessons (Cooperating Artists) and independent study/research. Students enrolling in some of these courses are charged additional course-related fees to help defray costs. Applicable fees appear with each semester’s course schedule.

The Student Activities Fee of $275 is managed by the students. The proceeds are given to the Student Association to fund certain activities designated by the students.

A graduation fee of $130, charged to all seniors, covers the expenses of the diploma, a cap and gown for commencement, and the yearbook. This fee is payable even if a graduate does not attend the commencement exercises.

The College reserves the right to withhold registration material, the degree, and all information regarding the record, including transcript of any student who is in arrears in the payment of fees or other charges, including student loans and dining and housing charges.

Students may, without charge or penalty, request a change of course or section up to and including the seventh class day in any given semester.

Health Insurance

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Saint Michael’s College requires that every full-time student enrolled for 12 or more credits have medical insurance coverage—either a personal policy, or the one offered by the College. The Saint Michael’s Student Health Insurance currently has a $765 per annual premium. New premium rates are set annually. The College reserves the right to adjust the rate when policy changes occur. Details of the Insurance plan will be sent to students in June.

Students are automatically enrolled in the Saint Michael’s Student Health Insurance program without exception unless they are already covered under another policy. In that case, students can activate a waiver of the purchase of the SMC student medical insurance by completing the Medical Insurance Waiver Form, by the deadline of July 31.  Waiver cards from prior years do not carry forward. No other documentation is acceptable as proof of alternative coverage.

Textbooks and Supplies

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Students are responsible for purchasing their own textbooks and supplies from the Saint Michael’s College Bookstore. The estimated cost of all textbooks and supplies for the academic year is approximately $1,400. This amount will vary according to each program of study in which the student is enrolled.

Payment of Fees

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Saint Michael’s College payment policy calls for all charges to be paid in full by the due date reflected on the billing statement, or at the very latest, prior to the first day of classes.  Accounts with past due status may prevent a student from attending classes, participating in room draw and registering for subsequent semesters.

It is important to note that balances may change over the course of the semester as new charges are added for such things as lab fees, damage charges, traffic fines, etc. Saint Michael’s College will send out periodic billing statements during the academic year to communicate those changes.

Saint Michael’s College mails all billing correspondence in the student’s name to their home address. It is the student’s responsibility to inform the College if an address other than home should be used for billing purposes. Someone other than the student may be designated as the primary billing contact person; however, the student must complete the Release of Billing Information Form to authorize this request. 

Payment Options

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The following payment options are available for Saint Michael’s students:

For Direct Bank Payments/Lock Box send a check by mail to:
Saint Michael’s College
P.O. Box 991
Brattleboro, VT 05302-0991
Please include both the student name and ID # on the check.

Pay by check in person:
Cashier’s Office in Alliot Hall, Room 207, Monday-Friday, 9:00am -3:00pm; or at the Office of Student Financial Services in Founders Hall, Room 149, 8:00 am-12:00pm and 1:00 pm to 4:30 pm.

Credit Card Payments:
Tuition Direct Program/Tuition Pay
800.556.6684 (teleprocessing only) or online at www.tuitionpayenroll.com
MasterCard, Discover & American Express

Payment Plan Options:
Tuition Pay
800.635.0120 or online at www.tuitionpayenroll.com

Refund Policies for Enrolled Students

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Credit balances for enrolled students will remain on the account unless requested by the student. Refunds are issued within three weeks of the request and will be issued to the primary billing contact, as designated by the student, unless otherwise directed in the refund request. For accounts with Title IV monies in excess of allowable charges, the excess funds will be refunded to the student with 14 business days.

Refund Policies for Withdrawn Students

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Students who withdraw or take a leave of absence during the semester will be eligible for a refund of tuition and fees in accordance with the following schedule:

Length of Enrollment  

Percentage Refunded

Prior to the first day of class  

100%

Within the first week of classes  

90%

Within the second week of classes  

75%

Within the third week of classes  

50%

Within the fourth week of classes  

25%

After the fourth week of classes  

0%

Weeks are measured from Monday through Sunday when classes begin on Monday.  When classes begin on Tuesday, the week is measured from Tuesday through Monday. Room and board will be pro-rated on a daily basis.  Withdrawals must be approved by the Assistant Dean of your College and processed through the Registrar before refunds will be processed.  Students offered a Saint Michael’s College scholarship or grant will forfeit a percentage of their award equal to the percentage at which the tuition charges are refunded. Students with Title IV federal aid, who withdraw before the 60% midpoint of the semester, will have their federal aid recalculated according to the Federal Return of Title IV Aid policy. Students may be eligible to receive some of the federal aid based upon the percentage of the term completed. In some cases, students may owe Saint Michael’s College a balance due as a result of the returned federal aid.

The last day of the add/drop period is the last day a student may add a class, and the date after which the student is “in” the class for the semester.  If a student withdraws from a class after the add/drop period, the class will appear on the students academic record.  Remaining enrolled beyond this date confirms the “purchase” for the entire semester.  If a student formally withdraws within the subsequent two weeks, he or she will receive a grade of “WD”.

Tuition Refund Insurance

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As a supplement to the College Refund Policy, we offer an insurance program called the Tuition Refund Plan (TRP), through A.W.G. Dewar, Inc. For more information you can visit them on the web at www.tuitionrefundplan.com.

A.W.G. Dewar, Inc.
Phone: 617.774.1555
Tuition Refund Plan Application

The TRP provides coverage for tuition, activity fee, and room and meal charges. Benefits paid under the TRP have provided a useful resource for students who have withdrawn for medical reasons.

Collection Policy

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Tuition and fees are the student’s responsibility to pay in full. If a student separates from the College with a past due balance, without making payment arrangements with the Student Financial Service office, the account will be subject to collection procedures.  Collection activity may include referral to a collection agency, reporting to the credit bureau, denial of future Saint Michael’s College aid, and denial of all college services including access to classes.  Associated collection costs, including reasonable attorneys fees will the responsibility of the account holder.  Diplomas of graduating students will not be released and requests for grades and transcripts will not be honored until the account is fully paid.

Return of Title IV Federal Funds

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If a recipient of Title IV Federal Aid withdraws from the College on or after the first day of class, the amount of Title IV Federal Aid earned by the student must be determined.  The Office of Student Financial Services will make this determination using software provided by the federal government.

Students must notify the Registrar in writing of their intent to withdraw from the College.  The date this written withdrawal notification is received by the Registrar, or the effective date, becomes the official withdrawal date and the basis for the calculation.  Students who unofficially withdraw will be reviewed on a case-by-case basis to determine the effective date.

If the amount disbursed to the student was/is greater than the amount earned, unearned funds must be returned to their respective federal sources.  If the amount disbursed to the student is less than the amount the student earned, he or she is eligible to receive a post-withdrawal disbursement of the earned aid that was not received.

The student who withdraws at any point after the 60 percent point in the enrollment period (as determined by the Federal Calculation for Return of Title IV funds) has earned 100 percent of their Title IV funds, provided all other disbursement requirements have been met.

Sample calculations for the Return of Title IV aid are available upon request from the Office of Student Financial Services.

Emergency Loan

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Small short-term loans are made available, without interest, to students who experience unexpected emergencies. For further information contact the Student Financial Services.